Mary Supino Assistant City Attorney City of Dallas Texas Won't Let Me Live in Peace

Bankruptcy is supposed to let you live in peace and get on with your life. At least that's what my bankruptcy lawyer told me. Yet Mary W. Supino, Assistant City Attorney of the City of Dallas Texas has been granted a court date for March 27, 2009.

Suing me again for the same thing. Building code violations and failure to make the property in TX safe. It's been about 7 months since the building was in operation and our bankruptcy and even longer since we sat down with the city of Dallas in mediation to come to a conclusion. Despite agreeing to all but one of the City's terms, which forced us into bankruptcy resulting in none of the terms being met. We were willing to work with the city of Dallas, yet when we reached out our hand, we got slapped.

I'm looking forward to the day when I can not live in fear of getting notice of a certified letter in the mail box and that peace my bankruptcy lawyer spoke about. Personally I see bankruptcy as a shame to bare for seven years, not a way to get on with your life.

Extortion From The Dallas Police Department and Officer James Swafford

We get a call from Officer James Swafford of the Dallas Police Department telling us that there is crime on our property and asking what we were going to do about it. That’s right what are we going to do about it? “There was a man on the property selling counterfeit shoes” and “Some one I’m not sure who but someone in that apartment is selling drugs” Sounds like excellent police work Officer James Swafford you should be promoted to chief of police. I guess the real world or at least the Dallas Police Department doesn’t actually do any police work. So much for the high standards television sets for us with CSI.

So after we pick up our jaws off the floor realizing that as ridiculous as it sounds but in all seriousness Officer James Swafford really wants us to stop the crime. Oh yes this is also after we put in steal magnetic card access gates on all entrances of the property. We ask what can we do you are the police. He suggests we need a guard there. Oh did I forget to mention that the police department is only a block away from the property? We politely tell the officer that we can’t afford that and his answer to us is “Well can you afford a lawsuit?”

Wait this is America right? This is extortion! I’m being bullied by Officer James Swafford because I’m not batman? Does he expect me to put on a cape and cowl and fight crime in and around my apartment house? No he just want’s me to pay him to stop harassing and threatening me! This sounds like the bully who steals lunch money from the little kids in grade school. I don’t know what kind of a person Officer Swafford was in grade school but if his actions and morals as an adult are any indication of his grade school days. I’d say he was the bully of the playground stealing other kids lunch money. I never backed down to the school ground bully when I was 8 and I’m not about to now. We we’re eventually sued by the City of Dallas with Officer James Swafford testifying against us in court for knowingly allowing crime to be committed on our property. Which is part of what caused us to abandon the property and file bankruptcy.

Applying for a Secured Credit Card

I applied for a secured credit card today to start rebuilding my credit that the City of Dallas has destroyed, thanks to the Dallas City Attorney and the S.A.F.E Team. I had a credit score of over 800, it'll take me time to rebuild it to that level again but I've got to start somewhere and the only place to start with a credit card is with a secured one.

For those of you who don't know a secured credit card is one where you have to deposit money in the credit card companies account and that's your credit limit. Here are some important questions to ask if you're in need of rebuilding your credit with a secured credit card.

• What is the annual fee?


• What is the application fee?


• What other fees are there? (Insurance policy fees, etc.)


• Do you report to all 3 major credit bureaus?


• Will the report to the credit bureaus be flagged as a secured credit card?


• How much interest will my deposit earn? What kind of account will my deposit be held in?


• What is the interest rate?


• How long does the money have to stay on deposit after the account has been closed?


• How long will it take to switch to a secured card with regular good standing?


• Is there a grace period?

The best secured card I found was a Bank of America Credit Card.

Certified Letter From Dallas

There's a certified letter from Dallas waiting for us to pick it up at the post office, this can't be any good. ~ sigh.

What More Can the City Of Dallas Take From Us?

Today We received a letter from Gary Fitzsimmons Dallas District Clerk

The letter is an order to reinstate to docket and reads as such:
On Nov 17,2008 the Court considered the City of Dallas' Motion to Reinstate to Docket this matter upon the docket of the Court. The Court having been made aware that the bankruptcy estate herto filed by Defendant Hewitt REI LLC no longer includes 2828 Cleveland Street Dallas , Texas based on Trustee's filling of Notice of Abandonment and no objections to such abandonment were filed with the clerk of the United States bankruptcy Court, for the District of New Jersey, Newark Division grants Plaintiff's motion.

It is therefore ordered that this matter be reinstated on the active docket of this court.


The City of Dallas has sunk their teeth in and have not let go. We have filed Bankruptcy and have no money the property is in the process of going into foreclosure. What more does the City of Dallas want?!

Our bankruptcy attorneys have told us that this is a time for us to start over, but it doesn't feel that way at all.

"Greetings, You have been sued. " Thats what the paper work says that I just signed for delivered by courier.

No Credit Card Debt

No Credit Card Debt Yet Still Bankrupt

I have always viewed having a credit card and using a credit card as a privilege. I still view this as a privilege, a privilege that has been taken away from me by Mary Supino the city of Dallas attorney and a few other Dallas city officials. I have ZERO credit card debt, something that in this day and age is a rare case. I only had 3 credit cards each from a different credit card company American express, visa, MasterCard so that I would have the flexibility to use visa when American express wasn’t excepted which happened more often that I thought it would as the American Express card was my primary card I used most often which I had a history with for over 15 years all of which always had a zero balance. It’s not that I wouldn’t use my card mind you, I’d actually use it every month but I would pay each bill in full when it came in on all 3 cards. You se in addition to seeing credit as a privilege that was given to me for being responsible I also view credit cards very differently than the average person. Credit cards are like a small monthly loan. A micro load if you will that gave me a feeling of safety and honor. I never had to worry if I had enough cash with me to make a purchase with a small instant monthly loan that I could use knowing that I had the self control and discipline to never let it get out of hand and charge something that I could not pay off in full right away. But this is not to say that my credit card bills were not always small, occasionally my monthly bill was upwards of a few thousand dollars which, yes even then I stuck to my credit card rules and paid in full several thousand dollars in one shot, for example when I purchased my now wife’s diamond engagement ring and a few other times in my life of the occasional large spending. This is the way that one can live when they are frugal and conscious of their financial situation on a month-to-month basis.

This privilege however as I said earlier has been taken away from me. For recently all three of my credit card companies have sent me letters notifying me they are canceling my cards and I am to cut them up and send back my cards to them in pieces. They have been canceled on me despite a zero balance because I am forced to file bankruptcy due to an impassable compromise between me and Mary Supino Dallas City Attorney and the city of Dallas Texas. How can someone how is responsible with ZERO credit card debt, frugal with their money with a credit score of over 800 have their credit cards taken away from them? I have the city of Dallas and Mary Supino Dallas City Attorney to thank for that.

Good Bye Tenants

Dear Tenants,

The city of Dallas and the Dallas Police Department has forced us to abandon the Blue Ridge apartments where you currently live. What this means is that we will no longer be collecting rent or paying for trash removal, electric, utility or any other bills. Eventually the electricity in the common areas will be turned off.

For your own safety and security we highly recommend that you leave the property as soon as possible.

We have no idea what steps the city will be taking with this apartment. The City may try to continue to improve the apartment and rent it out, or they will just demolish the entire building and turn it into a vacant lot.

Best of Luck and God Bless